During bankruptcy, your goal is to liquidate as much debt as possible so that you can get a fresh start financially. There are three main types of bankruptcy: Chapter 7, 11, and 13. Each type makes specific allowances for keeping or selling your house. If you plan to sell your house, you need to know what the process is and whether you can sell your house while in bankruptcy. 

If you are trying to unload your property to pay off debts or avoid bankruptcy, you may want to try to sell your house fast for cash to a local home buyer in Tacoma, Washington. A local buyer can do a quick walkthrough of the property, make a fair cash offer within 24 to 48 hours, and close the sale in as little as seven days. You can get the cash you need to pay off your mortgage or other debts.


While the option to sell your house is available during bankruptcy proceedings, you may be in a position where you need to sell your house to satisfy creditors and the court. Whether you lose your house in a bankruptcy largely depends on three factors.

1. Bankruptcy Type

There are two main types of bankruptcies: Chapter 7 and Chapter 13. The difference between the two involves exemptions that you are entitled to. Bankruptcy is designed to give you a fresh start, not to leave you broke. Therefore, the federal government allows certain exemptions. If your property is worth less than a specified dollar amount, you can keep it.

2. Home Equity

When deciding whether your property is exempt, the trustee considers the equity in your house. Equity is the market value of your house minus the balance on your mortgages or home equity loans. If you have equity in your home over the exemption limit, you may be forced to sell your house to pay your debt or buy it back by paying the trustee the value of your house.

3. Your Mortgage

Assuming you kept your house throughout the bankruptcy process, you are free to keep your home if you continue to pay the mortgage after the bankruptcy. It may be that after you are free of all the rest of your debt, you will be able to afford the mortgage payments. If so, you’ll be able to keep your house.

Request Your Fair Cash Offer:

    • 15+ years of experience
    • Over 390 Pierce County Homes Purchased


    If you are under time constraints and need to sell your house fast, your best option is to sell your house to a local home buyer in Tacoma, Washington. A local buyer can help you bypass the hassle of listing your house on the market, hiring a realtor, making repairs, and going through the closing process. You simply meet with the buyer, get a fair cash offer, and close on the sale. You can sell your house fast in three easy steps.

    1. Contact a Local Cash Home Buyer

    We are local buyers that live in the Tacoma, Washington area. Simply call us, and we can schedule a quick visit to your property. Tell us the details of your property and let us assess your house.

    2. Get a Fast Cash Offer

    If we decide to buy your property, we’ll make a cash offer. Although we do not pay 100 percent of your home’s market value or your asking price, we will make you a fair offer. Plus, you receive cash for your home without all the hassle.

    3. Schedule Your Closing Date

    If you accept our offer, then we schedule a closing date. You can have cash in your hands in as little as seven days after closing. Plus, we pay all the closing costs! Selling your house for cash has never been easier.

    Request Your Fair Cash Offer:

    • 15+ years of experience
    • Over 390 Pierce County Homes Purchased


    Zero Fees to Sell Your House

    When selling your house, the traditional way, you may have to pay local and state government fees, assessment agencies, mortgage companies, and your realtor. The fees can add up quickly, eating into your profits by thousands of dollars. When you work with Tacoma Cash Offer, you pay zero fees to sell your house fast.

    Fair Cash Offer

    When you work with a local house buyer in the area, you typically sell your house for a percentage of the market value. At first glance, this may seem like you are losing a lot of money. However, when compared to closing costs, repairs, and other expenses, it is possible to come out better by selling your house directly to an investor.

    No Cleaning or Repairs

    When you go through a realtor and list your house on the real estate market, you will likely have to make some renovations and repairs to make the property more attractive to house buyers. You may be thinking, “I would just like to sell my house as-is.” At Tacoma Cash Offer, we buy houses in any condition. Sell your house as-is today.

    No Realtor Commissions

    Did you know that the average realtor commission on a house sale is five to six percent? That means if you sell your house for $100,000, the realtor takes $6,000 off the top. When you add that to all your other costs, you may see little to no profit at closing. With Tacoma Cash Offer, you pay zero commission.

    We Buy Rental Houses in Tacoma

    Are you a tired landlord who is ready to get rid of your rental house? We can assess your house and make a fast cash offer. Let us deal with your tenants so that you can walk away free and clear with no strings attached. We buy rental properties in Tacoma, Washington.

    Close When You Want

    On average, it takes 60 to 90 days to sell a house. After that, it can take up to 45 days to close. Do you have that kind of time? If you accept a fast cash offer from Tacoma Cash Offer, you can close and get cash-in-hand in as little as 30 days. You don’t have to wait to close on your house.


    Bonney Lake Federal Way
    Lakewood Parkland
    Puyallup Renton
    Spanaway Tacoma


    If you need to sell your house fast, then contact Tacoma Cash Offer today. We pay 100 percent cash, close in as little as seven days, and help you avoid unnecessary fees. Call us at (253) 300-2897 to schedule a quick walkthrough with a local cash home buyer.

    Request Your Fair Cash Offer:

    • 15+ years of experience
    • Over 390 Pierce County Homes Purchased