What happens if you decide that you no longer want the house? Even if you abandon the house and move away, you will still be responsible for paying the loan. Your best option may be to sell the house fast to a local home buyer in Tacoma, Washington. Is it best to sell your house before you file bankruptcy or after the bankruptcy is complete? Let’s compare the two options below.


The answer is yes, you can sell your house while filing bankruptcy. However, you will need to sell your house according to the bankruptcy trustee or court’s guidelines. Most courts will approve a bankruptcy, as it provides a means of paying off a massive debt. You simply need to fill out a motion to sell and provide documents such as

  • An appraisal of the house value
  • Proposal for distributing the proceeds of the house
  • The home’s final sale price
  • The balance turned over to pay off the mortgage
  • Any remaining proceeds from the sale

Once you submit all documents, the bankruptcy trustee will direct all proceeds to pay off debts according to the agreed-upon proposal. You might request to pay off your creditors, make a down payment on a new home, or discharge any debt if you filed Chapter 13 bankruptcy.

Selling Your House Before You File Bankruptcy

The biggest benefit of selling your house before bankruptcy is that it may avoid filing bankruptcy altogether. Working with a local home buyer can speed up the process of selling your house and put cash in your hand when you need it most. Most cash sales close in as little as seven days with a payout within two to four weeks. You can wipe your mortgage and possibly some of your other debts.

If you can reduce your overall debt, there may be no need to file bankruptcy. Even if you are in the early stages of bankruptcy, you can always pull out before the process is complete. Sure, you may lose your house. However, filing for bankruptcy may cause you to lose your house anyway. Contact a local home buyer in Tacoma to discuss your options.

Selling Your House After You File Bankruptcy

Once the bankruptcy goes through and your debts have been canceled, you may still be stuck with your mortgage. This can be a daunting reality when your primary goal was to get out of your financial obligations and start fresh. However, even if you are still stuck with the debt, it is never too late to sell your house. There are several reasons why it can be beneficial after a bankruptcy.

First, it can help your credit score after being affected by bankruptcy. Clearing off the debt can raise your score a few points. Second, selling your house for cash can give you a fresh start. You may even have a little cash left over to clear out any remaining debt or to help you find a new place to live. Third, you will not incur any costs when you sell your house for cash – something you cannot afford after a bankruptcy.

Whether you sell your house before or after your bankruptcy, your best option is to sell your house fast for cash. If you try to sell your house the traditional way, it can take months to make the repairs, hire a realtor and find a buyer. If you are in a hurry to sell your house to avoid bankruptcy, you may not have that kind of time.

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    Tacoma Cash Offer takes the burden of selling your house the traditional way. If you want to avoid needless repairs, listing & showing costs, and closing costs, then follow our three-step process for a fast cash offer.

    1. Contact a Local Cash Home Buyer

    We are local investors that live in the Tacoma, Washington area. Simply call us, and we can schedule a quick visit to your property. Tell us the details of your property and let us assess your house.

    2. Get a Fast Cash Offer

    If we decide to buy your property, we’ll make a cash offer. Although we do not pay 100 percent of your home’s market value or your asking price, we will make you a fair offer. Plus, you receive cash for your home without all the hassle.

    3. Schedule Your Closing Date

    If you accept our offer, then we schedule a closing date. You can have cash in your hands in as little as seven days after closing. Plus, we pay all the closing costs! Selling your house for cash has never been easier.


    Bonney Lake Federal Way
    Lakewood Parkland
    Puyallup Renton
    Spanaway Tacoma


    If you need to sell your house fast during bankruptcy, contact Tacoma Cash Offer today. We pay 100 percent cash, close in as little as seven days, and help you avoid unnecessary fees. Call us at (253) 300-2897 to get a fast cash offer.

      Get Your Fair & Honest All-Cash Offer Today! No Obligations!

      By submitting this form, you are confirming you agree to our Conditions of Use and Privacy Policy

      Or Call Us Now At 253-300-2897